---
title: What Should you Know about Lawyer’s Professional Liability Insurance?
description: What Should you Know about Lawyer’s Professional Liability Insurance?
---

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# What Should you Know about Lawyer’s Professional Liability Insurance?

[Mike Smith](https://blog.plrisk.com/author/mike-smith)

 Sep 22, 2014, 5:07:09 PM

## [![What Should you Know about Lawyer’s Professional Liability Insurance](https://blog.plrisk.com/hs-fs/hubfs/Imported_Blog_Media/What-Should-you-Know-about-Lawyer%E2%80%99s-Professional-Liability-Insurance-300x199.jpg?width=300&height=199&name=What-Should-you-Know-about-Lawyer%E2%80%99s-Professional-Liability-Insurance-300x199.jpg)](https://blog.plrisk.com/hubfs/Imported_Blog_Media/What-Should-you-Know-about-Lawyer%E2%80%99s-Professional-Liability-Insurance-1.jpg)What Should you Know about Lawyer’s Professional Liability Insurance?

As reported by consulting firm [orba.com](http://www.orba.com/about-us/), the American Bar Association (ABA) estimates that your legal clients will have at least three legal malpractice claims brought up against them in the course of their careers. Reportedly, claims against lawyers have been steadily increasing in recent years, and don’t show any signs of slowing. Your attorney clients may be held to the highest ethical and professional standards, but that still does not make them immune to a claim. Therefore, practicing law without Lawyer’s Professional Liability Insurance would be a mistake and has the potential to cause your potential clients to suffer devastating financial loss.

When considering what type of Lawyer’s Professional Liability Insurance policy to invest in, there are a few things for your clients to consider; what is their malpractice risk based on historical claims and area of practice? What would be the costs associated with a malpractice claim, including direct costs such as defense costs and indirect billable hours lost? Certain types of lawyers are typically more at risk than others, such as those who represent plaintiffs in personal injury cases or law firms that practice real estate and estate law.

One factor that has been noted by insurance experts is that malpractice claims are less prevalent in times of general economic prosperity. This does not mean that your clients can go without insurance at this time, only that it may be easier to help your client find an affordable policy that matches their needs at this time.

A [Lawyer’s Professional Liability ](http://www.plrisk.com/products/errors-omissions/attorneys/)policy from [PLRisk Advisors](http://www.plrisk.com/contact-us) provides your clients with coverage that contributes towards legal defense costs, damage awards and settlements. What’s more, our E&O insurance is customized specifically for the legal industry. To learn more about our Professional Liability policy features for lawyers and attorneys, please [contact us](http://www.plrisk.com/contact-us) today at **(855) 403-5982.**

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